Principal Agent
Home & autoPlaces home and auto coverage for Richardson families, and ends every review with you understanding your policy.
Our Agency
A local agency that stays on your side of the table
Cover that fits, explained in plain English, independent, local, and here for the long haul in Richardson.
Independent Insurance Agency
We think insurance should feel less like fine print and more like a handshake.
Harbor Point Insurance opened its doors in Richardson on one belief: insurance should feel less like fine print and more like a handshake. As an independent agency, we aren't tied to any single company, we shop the whole market and recommend what genuinely fits your life and your budget. We've grown mostly by referral, because neighbors tell neighbors when someone finally makes coverage make sense. When you call, you reach a licensed advisor who knows your policies, remembers your family, and picks up the phone when it matters most, at renewal, at a life change, and especially at claim time.
What we stand for
Three promises we don't break
They're simple, and they're the reason our clients stay with us for decades.
Independent
We answer to you, not a single carrier. We compare carriers and recommend what genuinely fits, never a quota.
Local
We live and work in Richardson. You'll see us at the coffee shop and the ball field, and you'll reach a real person, not a call center.
Straight-talking
Deductibles, riders, exclusions, we explain it all in plain language so you know exactly what you're buying and why.
The people behind the policies
Advisors you'll actually know by name
A small, licensed team that stays put, so the person who wrote your policy is the person who answers when you call.
Personal Lines Advisor
Auto, renters & umbrellaYour go-to for auto, renters, and umbrella coverage, including the discounts that are easy to miss.
Claims & Service Lead
Claims supportWalks you through every claim start to finish and stays on the phone with the adjuster so you don't have to.
Let's find out what you're overpaying for
Send us your current policy or start from scratch. In about an hour, a licensed Richardson advisor will show you where you can save, and where you may be dangerously underinsured.